A good sailor is always prepared for anything, so what is the single most important thing to bring with you when you go out on the high seas? Is it a life jacket? A good set of ropes?

Those things are definitely important, but perhaps the most important thing that you never want to boat without is—boat insurance.

Boat insurance protects you from the unexpected

When you take your boat out, you expect to have a fun time. What you don’t expect is to get in an accident and damage your boat, or worse, injure someone. Yet it is vital that you prepare for the unexpected, and boat insurance is designed to protect you when things go awry.

For example, if you accidently collide with another boat, you don’t want to have to pay for all the repairs out of your pocket. Who knows, maybe the boat you ran into is worth a million dollars, and you’d be held liable for that. But with liability coverage from boat insurance, you’d be covered for the price of repairs, and also for things like medical bills and litigation (if it comes to that).

You can insure your other water toys, too

Taking your jet skis out on the lake can be thrilling, but don’t risk going without insurance. With boat insurance, you can extend your coverage to all of your jet skis and whatever else thrills you.

Boat insurance is surprisingly affordable compared to other kinds of insurance. How much it costs depends on several factors including the following:

• Your boat’s value
• The value of your boating equipment
• The engine’s horsepower
• Your boat’s length

Call Insurance Center Associates today, and find out just how affordable boat insurance truly can be.

Photo credit: http://www.belizlaw.com/